Basics of Negatively Geared Property

What is negative gearing

We all know that a negative geared property can be great for tax write offs but let’s have a look at what other things make a negatively geared property worthwhile.

“Negative gearing is a form of financial leverage whereby an investor borrows money to acquire an income-producing investment and the gross income generated by the investment (at least in the short term) is less than the cost of owning and managing the investment, including depreciation and interest charged on the loan (but excluding capital repayments). The investor may enter into a negatively geared investment expecting tax benefits or the capital gain on the investment, when the investment is ultimately disposed of, to exceed the accumulated losses of holding the investment. The investor would take into account the tax treatment of negative gearing, which may generate additional benefits to the investor in the form of tax benefits if the loss on a negatively geared investment is tax-deductible against the investor’s other taxable income and if the capital gain on the sale is given a favourable tax treatment.”

Source : https://en.wikipedia.org/wiki/Negative_gearing

Negatively geared property can certainly still create a profit if the need for the asset gains after a while to ensure that any capital gain covers the losses made during the life of the investment. It is also profitable if income increases as time passes and covers the cost of interest around the amount borrowed for your investment. Rates could also reduce and this can lead to the income from rental becoming more than the costs. There are specific investors that will try to find the negatively geared property in order to help them to reduce their tax liabilities by permitting the losses from your property being offset against their other income.

This strategy to investment might be disastrous when property values usually do not rise, plus, in such negative economic scenarios, income from rents is likewise likely to fall, ultimately causing additional losses. The investor then gets locked in to the property investment and should have the capacity to sustain losses till the market situation improves. In these cases, your capital brings you no returns whatsoever, and you should keep investing in money till the economic scenario changes for that better. At such times, the investor will need to require a ask whether selling your property confused will save him long term losses.

Buying negatively geared property is great when property values are rising, nevertheless, you must be equipped for any downturn and also ride out the bad times. Taking the advice of experts and fully understanding tax implications can help to go ahead and take right decision. Negative gearing makes for over-investment in rental property, that may cause an economic distortion. Property prices go higher and this makes it difficult for folks who are interested in buying property for his or her own use. The notion that tax deductions will be helpful is only for those who have high incomes and would like to reduce their tax liabilities. You should have another income that will enable you to bear the additional expenses from the negative gearing.

If you would like some negative and positive geared property options in the Newcastle and Central Coast areas see the team at Property Investment Newcastle.

Please be aware that the information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.

admin / June 12, 2018 / Property Investment

A Proper Design Of a Bathroom

Designing a bathroom is no great achievement, as long as you are clear as to the needs of the people who will be using this facility. If you are building a new home, you can, of course, be more creative and lavish in your design.

designing a bathroom

But if you need to design an existing bathroom, the first thing you have to take into consideration is the space that you have, and the existing facilities and plumbing. If you feel you need to increase the space, you will have to look at the possibility of taking in adjacent areas, that can then reduce usability elsewhere. Another way to create more space is to relook at things like existing bathtubs or other spaces that are not being fully utilized. When you are taking in additional areas you will have to think of how you will create the extra plumbing that is necessary, provide proper waterproofing, etc. The new space must also have its own access to ventilation and light, or you may have to consider things like exhaust fans and light tunnels.

The use of the bathroom and its required functions must be properly understood before you design the bathroom. Some people are comfortable dressing inside a bathroom, and if this is one of its intended uses, you will have to find space in your design for an area that will not get wet, and you may also need to provide some closet space for the clothes that need to be worn. Some families have no problems of more than one person using the bathroom at the same time, but if this is required you will have to look at free space for moving around and yet having some element of privacy so that the facilities can be used without any great inconvenience or embarrassment.

A design for a bathroom must look at countertops, vanities, linen cupboards. It also needs to consider requirements for light and ventilation so that its use is comfortable. The use of mirrors to give a feeling of space must not be overdone, though its limited use can do wonders for a bathroom. A proper design will also take into consideration the budget required as lavish designs and designer fittings can cost quite a lot, and you must be prepared for any expenditure so that the final design is implemented in all ways. If you are forced to postpone any particular part due to lack of funds, the bathroom will look incomplete and may also not be completely usable.

Article by Plumbers Geelong.

admin / May 2, 2018 / Plumbing

Top Energy Saving Tips

energy saving at homeEnergy saving will not only help the planet, it will also help your bank account. When you take steps to save energy, you will also be lowering your bills which will save you money. If you are unsure of where to start with energy saving, there are a number of tips that you can consider.

Look At Your Lights

The first place you should look when saving energy is your lights. Changing your incandescent light bulbs to energy-saving ones is the first step that you need to take. These bulbs will use less power and will provide you with better lighting making it a win-win situation.

While looking at your lights, you should ensure that you are turning them off when you are not using them. A lot of people still leave lights on in rooms that they are not using and this is a waste of energy. It is important that you ensure your entire family is following this rule as it will save energy and cut down the amount you spend on bulbs.

Set Your Thermostat Correctly

Changing the setting on your thermostat will save a lot of energy. This does not mean that you have to freeze when it is cold or boil when it is hot. Simply changing the setting of your thermostat by a couple degrees you will save up to 10% on your energy bill.

If you have the option, you should also consider installing a smart thermostat. These devices will ensure that your home is not being heated or cooled when no one is there. Smart thermostats will also give you the ability to monitor and adjust your heating while you are outside the house.

Service Your Air Conditioner

Your air condition will use a lot of energy and when it has not been serviced, it will use even more. This is why you need to have your air conditioner serviced at least twice per year. It is recommended that you have the unit serviced in spring and in fall to prepare it for the heavy use months.

There are some easy maintenance steps that you can complete such as replacing the filter that will also improve the energy consumption of the system. Regular maintenance and servicing will improve the energy consumption by approximately 15%.

There are a number of tips that you should consider when you want to lower your energy consumption. Changing your lights and ensuring that they are off when not in use is important. You also need to maintain your air conditioner and change the thermostat setting.

admin / May 1, 2018 / Electrical

Benefits Of Roof Shingles

what is a roof shingleIf you are thinking about redoing your roof or trying to figure out what materials to use for a brand new one, you will want to consider roof shingles. Roof shingles are an excellent option for anyone that is looking for a versatile roofing material solution. Below, we will be going over some of the benefits of roof shingles. If you need professional roofing advice see the team at Roof Restoration Penrith.

Benefits Of Roof Shingles:

1. Affordable.

One of the main benefits of this as a roofing material of choice would be its level of affordability. With roof shingles, you are going to get an affordable option that you wouldn’t get with other materials. Because they have been around in the marketplace for so long, manufacturers have nailed down and streamlined the process so much that you are going to be able to find and acquire shingles for a great price.

2. Ease of Installation.

Another significant benefit that comes with shingles is the ability to have them installed easily. A qualified roofing contractor should be able to install them without any issues.

3. Design Versatility.

Because they are available in just about any color that you could possibly want and because they can be produced to simulate other kinds of materials, you should be able to use roof shingles as an affordable alternative to other materials that might be much more expensive and hard to acquire.

4. Good Level Of Durability.

Another good thing that comes with roof shingles is the fact that they are extremely durable. You can find shingles that have a high wind threshold which means that you should be able to get some that can withstand heavy winds that you might experience around your home.

5. Weather Resistant.

Because they are rigorously tested and because they are excellent at withstanding even high winds and rain, they are a great option for those that are looking for a weather resistant and cost effective solution to their roofing needs.

Overall, roof shingles are one of the best ways to go if you are looking for one of the best roofing materials that are not going to cost you a significant amount. Not only are they cost effective, but they provide excellent all-around value because they will allow you to be able to get a durable roofing build without having to shell out a lot of money that you would normally have to in order to get one that is not only durable but good looking.

admin / April 30, 2018 / Roofing

Factors to Consider in A Roof When Purchasing A Residence

Before you purchase an existing property, there is a host of things that you need to get checked out before you sign the contract. One of these is the condition of the roof. It is a wise idea to get a professional such as the ones from Roof Restoration South Adelaide to inspect the roof and do a full report on its condition. Roof repairs can be costly and in the worst-case scenarios a full roof replacement may be required which is extremely expensive. Here are a few key points to be aware of:

Drainage – Buyers have to be careful concerning this as it can end up being a major expense once the purchase is created. Be smart and be aware of the way the drainage system works. Make sure to check the condition of the gutters and downpipes as well as to take note if there is any build-up in the or rust spots. Wet patches on the eaves is also a good sign that there may be an issue.

Leaks – This is an excellent tip to have at the back of your brain as a lot of people need to deal with leaks down the road. You want to see if you will find holes in the roof or cracked tiles and whether these holes will let water in. Your roof inspection should clearly highlight this issue if it exists.

Structure – The underlying structure that supports the roof is often the costliest to replace. Make sure that the inspection is also down in the roof space to assess if there is any problems such as wood root or termite damage.

Material – Knowing what your roof is made out of will affect its care and potentially effect how much it will cost to keep it in good condition. For example, a slate roof lasts an extremely long time but if it is close to the end of its lifespan it is also very costly to replace. Some common types of roofing material are slate, metal, tile and shingles.

This assessment should also include looking at the drainage pipes, gutters, and downspouts. It will help you to comprehend the drainage system’s health and if there will be any work required to any part of your roofing system.

If you have identified any work that is required you can then take that into the price negotiation for the purchase of the property.

admin / April 25, 2018 / Roofing

3 Common Solar Panel Issues

Are you considering adding solar panels to your home? Thanks to the environmental movement, going green to help preserve the environment is more popular today than ever for. One way that has really taken off in recent years thanks to advancements in technology that homeowners interested in conservation have adopted is using solar panels. The solar panel industry has really taken off, and can be an excellent way for homeowners to cut their fossil fuel use, but they don’t come without drawbacks. Keep reading below to learn about three common problems you can expect with solar panels.

Because of the recent explosion in solar panel use, you might think solar energy is a recent phenomenon, but it’s actually been around for decades. However, it is only recently become viable and relatively affordable for the average homeowner, thanks to advancements in technology. Despite these advancements, there are still some issues with solar panels that still haven’t been worked out yet. One of those is energy storage.

Solar panels are used to convert sunlight into energy that is then stored in batteries. The energy in these batteries is then used to power the devices in your home. While we have come a long way in battery technology, our ability to store solar energy is still quite limited. That makes relying on solar energy exclusively troublesome, especially for the average homeowner who probably cannot afford to invest in huge battery stacks capable of storing the amount of energy necessary to get them through periods of time when access to sunlight may be limited. While this isn’t a problem with solar panels themselves, it is a problem nonetheless. A problem that can be tied to solar panels as hotspots.

Hotspots are sections of solar panels that tend to overload and get hot. This is typically due to poor soldering and structural defects in the solar panel cells in that spot. Over time, hotspots will reduce the efficiency of the panel and will likely shorten its lifespan as well. Considering how expensive solar panels are, you want them to last as long as possible to get the biggest bang for your buck.

Another issue that is common with solar panels is birds. Many homeowners with solar panels attached to their roofs have noticed birds and other animals like to build nests in and around the panels. Any type of animal activity on or around solar panels can damage them, which will result in poor performance. This performance can be affected by something as minor as bird droppings covering the panels. If birds, especially pigeons, tend to frequent the roofs of homes in your area, this could be an issue for you, so be sure you have some way to keep birds away before installing your panels.

It’s a new world, and more and more people opt to go the solar energy route every day. Before you make the leap and have solar panels installed on your roof, be sure to take the issues mentioned above into consideration and be prepared to deal with them should they come up for you.

For all your solar panel and roofing need visit Roof Restoration Narre Warren

admin / April 22, 2018 / Roofing

The Many Advances in Roof Technology

If you are going to use different types of roofing technology on your home, you need to know what is available. Putting on a new roof is not as simple as simply choosing to use asphalt shingles. New advancements have made them more durable, and you can also produce electricity by installing certain ones. They are going to be more expensive, but over the long run, you are going to save money by using these materials. Here is a quick overview of the many advances that have been made in roofing technology that you may want to consider purchasing.

What Advancements Have Been Made?

Some of the advancements that have been made involve the materials, design, and the way in which roofing materials are used on both residential homes and buildings. They have become much more energy-efficient, capable of locking exterior heat, and also reflecting the light of the sun. For example, low slope roofing is made of multiple materials. There are membranes that are made of modified bitumen, plus they use EPDM and self adhering backs. These make it easy to apply to the roof, speeding up the process by which a roof can be put on, and they also have advanced metal roofing options.

What Is The Main Advancement That Has Been Made?

The main advancements referred to the materials that are used. They are designed to be more durable, weather resistant, and much more energy-efficient. Another advancement is the advent of using solar panels and shingles at the same time. These are applied to the surface of the roof, and they will all be interconnected together, producing electricity as long as they are exposed to the sun. If you are able to, find a company that is currently running a special on some of these roofing materials. They will be able to install them for a much lower price, and will likely lead to lower utility bills from that point forward.

These materials are going to save you quite a bit of money in regard to heating, cooling, plus they can produce electricity. As the prices on these materials comes down, more people are going to use them, replacing standard shingles and corrugated metal roofs that are so popular today. If you are going to get a new roof, and you can afford to do so, consider using some of these high-tech options. It’s going to make a huge difference in the overall cost of maintaining consistent temperatures in your home, plus your energy bill will be offset by the electricity that can be generated.

admin / April 20, 2018 / Uncategorized

A Guide On How To Clean Your Tile Roof

A Guide On How To Clean Your Tile Roof

Your roof is what protects your home from the elements such as heat, sun, snow, wind and rain. For this reason, your roof needs maintenance and care. Synthetic, metal, and concrete tile roofs are meant to last for around 50 years, while the clay tiles have the potential to last for 100 years or more. However, general wear-and-tear and constant exposure to the elements can decrease the life-span and longevity of your roof.

Regular maintenance along with cleaning is one of the ways to ensure the condition of your roof, while other benefits from conducting regular cleaning will include:

The aesthetic value- mildew, stains and moss can accumulate as time goes by, which upsets the overall appearance of your home. Regular cleaning makes sure your roof looks attractive, new and clean.

A way to discover damages earlier- even minor damages have the potential to result in problems that are more serious such as mold spores and mildew, drafts and leaks. These issues can result in costing you a lot of money in repairs. Regular cleaning uncovers damages as early as possible.

Your Step By Step Guide For Cleaning Your Tile Roof

Cleaning your tile roof is an easy task, provided you are using the right materials and tools. Here are the steps to follow:

The First Power Wash

Use a pressure washer to wash the surface of the roof, using the water to remove the debris and visible dirt, including twigs, dead insects and leaves. Work your way from the ridge moving downwards towards your gutters. Allow the roof to dry completely.

Chemical Treatment

Set the pressure washer on a lower psi and spray a cleaning solution over your dry roof. This allows the chemicals to seep and absorb into the tile. Allow the solution to stand for a while.

Rinse

Dependent on what chemicals you use and the stains and moss build-up that needs to be removed, the rinsing process is usually the more strenuous step of cleaning a tile roof. Use strong pressure to remove stubborn stains and dirt. Start at the top moving down your roof.

Clean The Gutters

After rinsing, you can now focus on the gutters. Remove all debris and dirt that collects in the gutters and check on any damages.

Repaint And Reseal

Once you are satisfied that your roof is damage-free and clean, prime, followed by re-applying a sealant to protect your roof from exposure to the elements. Visit Roof Restoration Brisbane for more roofing tips.

admin / March 21, 2018 / Roofing

Types of Swimming Pool Fences

pool fencingA swimmer pool needs to be safe and secure but it is also needs to look great and work in with the design of your home. It is also important to keep in mind that depending on where you live it will need to comply with your local council legislation’s.

Pool fences can be done of mesh, chain link or other metal barrier. These fences offer an open structure which allows for proper circulation of air as well as allows adults to monitor the kids in the pool. These fences should be properly painted to offer them defense against dampness as rust can be a real problem with these fences.

The white picket fence is an iconic fence and still makes a great pool fence option. These fences match well with backyards and landscapes and can be of any colour as they are easy to paint. You can also get a very similar style to these picket type fences in aluminium, this offers you a pool fence that may be maintenance free, as well as providing an increased degree of security.

You can even install ornamental fences manufactured from wrought iron or metal tubes or some other material to greatly improve the looks of your pool. These fences may be eye-catching and add a lot of elegance into a landscape. One of the most poplar choices recently is for fences made from clear toughened glass or Perspex. These can be framed or for a touch of class you can have them frameless. They provide feelings of openness while still providing the necessary safety.

There are a huge range of other options such as brushwood. To talk to a professional about what type of fence suits your style and budget contact the professionals at Pool Fencing Sydney.

admin / March 19, 2018 / pool fencing

How tile roofs can save you money

roof tiles

Roof tiles are a great way to boast the appearance and possibly even the value of your house but they can actually help to save you money as well.

Firstly, lets have a quick look at exactly what roof tiles are. Roof tiles comes in can be made of clay, ceramic or concrete. You can find tiles of numerous colours and shapes and that provides plenty of architectural possibilities. A few of the clay or terracotta tiles might have glazed finishes which make the roof better equipped to resist moisture and dampness, they are also very durable and they will never rot or rust.

Roof tiles do need a solid framework for support and under this there is a large open space that is for airflow. One of the easiest ways to make your home more energy efficient is to have roof insulation installed. There are many options when it comes to insulation which we won’t go to deeply into here but you can have a look at building insulation on Wikipedia here.

This brings us to the real trick with tile roofs. They can be painted. I know it sounds simple but it makes a huge difference in how sun reflective your roof is and how energy efficient your home is. There has been some amazing advances in paint technology and we are seeing some fantastic paints that a both long lasting and solar reflective. You can talk to a roof restoration specialist for more information to whether your home is suited to having its roof painted.

admin / March 19, 2018 / Roofing

The Benefit Of A Slate Roof

Slate Roofing Sydney

If you are considering purchasing a home with a slate roof, and do not know anything about slate roofs, then this article intends to give you some brief information about the benefits and draw backs of a slate roof.

Thanks to Slate Roofing Sydney for their input into this article.

As discussed in other articles on this site, buying a home is a big decision and is the biggest purchase of your life. This means you need to be thorough in your assessment and know what your spending your money on. Slate roofs are considerably expensive and if you’re looking at a home with a slate roof installed, then this can only increase it’s value.

Slate roofs are beautiful and most people love that natural stone look and the natural colours. Compared to other roofs, a slate roof really looks good and you will impress your friends and family with a slate roof. Secondly, a slate roof is very long lasting. Some would say a slate roof can last up to 150 years with the proper installation and maintenance and often can outlast the building they’re fitted too. You can beat that.

A slate roof provides excellent insulation because of the natural properties of the stone. This contributes to the benefits of a slate roof by decreasing the cooling and heating energy requirements thereby decreasing the costs to cool and heat. It adds to creating a very comfortable environment within your home.

Slate roofs are also fireproof, which can add to your bushfire prevention strategy if applicable. Sydney is prone to bushfires and anything that helps in a bushfire has to be an advantage.

Slate roofing in Sydney is quite popular and can be found in many of the older suburbs and more affluent suburbs. There are many roofing companies in Sydney but not too many who are experienced with slate roofs. One of the drawbacks of slate roofs is that they require specialised roofers to install and work on them. This makes finding a tradesmen to do any work a little bit tougher.

Slate Roofing Sydney only work on slate roofs and no other types of roofs. This is because that is their speciality and what they are qualified in. A slate roof requires different tools and is specialised enough to prevent ordinary roofers working on them.

Apart from their cost, another drawback of a slate roof is their weight. They are very heavy and require the supporting roof structure to be reinforced correctly to handle the additional weight. This can add to the cost of installing a slate roof.

So if you’re looking at buying a home with a slate roof, consider it’s value to the property. A slate roof is worth a considerable amount of money and can only add value to the property as a whole. This will help in resale as well.

admin / March 14, 2018 / slate roofing

Common Mistakes To Avoid In Property Investment

Property Investment

There are many common mistakes that people make with property investment and the interesting thing about it all is that it is easy to avoid these issues. Avoiding these issues is all about doing your due diligence and not just blindly investing into something you believe in. If anything as a future successful property investor, you have to become very skeptical about every property that you come across. You should probably ask what is wrong with it more than what you love about it. This attitude alone will save you a lot of money and prevent you from having a lot of financial heartache.

One thing that lots of property investors fail to do is to properly have their properties inspected. They might have a basic inspection done and that’s it. But it is good as a property investor to create a relationship with the company who you can trust to do a very thorough inspection of any property that you are considering purchasing. A trusted professional will be able to tell you every little thing that is wrong with the property, though be able to tell you what has been repaired and what type of repairs you might expect in the future.

Another mistake that property investors make is not understanding the true value property. They don’t pay attention to the trends in this particular neighbourhood, they don’t understand the neighbourhood at all, they don’t know how much homes have sold for and they don’t understand the true value of the property. The more homework that you do as a property investor the better off you will be. The name of the game is to research everything that you can and to ask all the big questions that have to be asked.

Another issue that people make with property investment is choosing to quickly. They get into the competition and the dream of having an investment property to the point that they just don’t do their homework. If you pay attention, speak a lot about research and doing your homework because these are the most important things. These are the things that will help you know if her property truly is worth the money that it is being listed as and if you’ll be able to turn a profit. So homework in life never ends it only becomes more detailed and specialised to improve your chances of a successful investment.

As you can see, there are many common mistakes to avoid with property investment. In this article we were only able to talk about the most important ones that people typically make. Just changing these few things when it comes to property investment will be greatly beneficial to you. Of course another way to minimise risk of mistakes is to enlist the services of a professional company such as Property Investment Newcastle.

So please put this information and to good use and don’t store it away in your mental file cabinet instead use of information to make great property investment decisions. It really doesn’t take a lot to be a bad property investment and likewise it doesn’t take a lot to become a good one either.

admin / March 12, 2018 / Property Investment

Cooling a Sun Room

sun room air conditioningOne of the pleasures of having a beautiful home is the option of having a divine sun room that you can spend your time in. However one of the greatest challenges with a sun room is how to cool and heat it efficiently.

Here we take a look at some of the best options and challenges.

One of the best things about the sun room is the beautiful view. This is because of the ample amount of glass. The problem however wit glass is that it is terrible to insulate. This is main problem to keeping the room temperate.

Tradition heating and cooling solutions are not effective as the focus primarily on providing a comfortable temperature for the entire house. Taking a more specialized approach when attempting to heat and cool a sunroom is the best solution, this is mainly due to the lack of thermal insulation.

There are multiple options that are focused on the heating and cooling of a single room. These vary greatly in cost and resources and will vary greatly depending on which country and climate you live in.

Simple sun room cooling / heating tips

  • Close the curtains and/or blinds
  • Keep your A/C unit clean and efficient
  • Set the thermostat accordingly
  • Consider ceiling fans
  • Close or open doors depending on your needs
  • Open windows and vents as needed

For more Air Conditioning and Heating options see your local specialist.

admin / March 1, 2018 / Sun rooms

The best time to sell your home

The best time to sell your homeWhen Is It The Best Time To Sell Your Home?

Selling your home is not just a financial decision, but an emotional one that can negatively impact your stress levels if great care isn’t taken during the selling process. Bear in mind that it’s important to evaluate certain factors before making the final call to list your home for sale. When it comes down to it, you have to ask yourself: what is the local real estate market like? You may be ready to let go, but buyers may not be willing to pay your asking price.

When To Sell During The Year

Careful consideration must be given to when you’re looking to list your home for sale, and many studies support the idea that people will first start looking for homes in spring when the weather isn’t so bad. It’s common sense that listing your property during the warmer months of the year will yield better results than looking to unload during a snowstorm. Of course, experts do agree that taking the time to research local real estate trends does help as your locality may still have a booming market in the fall!

Zillow is a great website that you can use to search for sold listings in your city and to help draft an idea of when to list your home. Best of all, the website provides cold hard facts and you don’t have to go with your gut feeling to know whether it is or isn’t the right time to list. Don’t forget that if you live in an area with a year-round warm climate, your selling window may significantly increase.

When The Time Is Right For You

Listing your home for sale is also an emotional process and not one that can be readily analyzed by looking at Zillow data. You need to consider financially and emotionally whether or not the decision is right for your family. For example, if you need to relocate for work or your family is growing, it makes sense to sell your home as soon as possible, but in some instances, you may not even have a timeframe in mind.

Only you can personally determine how much of a connection you have to your home. If you grew up in the house or watched your children leave the nest, it may be harder to let go— and that’s okay! You can give yourself plenty of time to sort through your emotions and to rid yourself of accumulated clutter over the years.

Does the home still work for your personal needs? If you’re an empty nester, you may not need all of the space. It’s important to look at what a home has to offer in terms of potential when considering whether or not it’s the best time to sell.

Selling a home and getting rid of the past can be an emotionally draining journey. It’s doubly hard if you need to make the choice due to finances and not necessarily because you want to. At the end of the day, listing the home during the warmer months of the year and sorting through your emotions can help you gauge when you should sell.

In Sydney and ready to buy? Mortgage Broker Northern Beaches can help you to find the right loan for you.

admin / November 28, 2017 / Mortgage Brokers, Property Investment, Residential Loans

Property Investment Newcastle

Property investment can be a very effective way to build wealth. However there are various factors that need to be considered before taking the step into the investment world. 

Property Investment Newcastle

To be honest, investing into property sounds easy, but there can be some huge repercussions if not done well. This is because we’re talking about huge sums of money and if you make an error, then it could cost you dearly.

This is where specialists such as Property Investment Newcastle become important to wealth building strategies. These guys are experienced in building investment portfolios for the most inexperienced investors. In fact, the team at Property Investment Newcastle are capable of structuring an investment portfolio that will see your home loan paid off in as little as 8 years.

These guys are so experienced in investment properties that they can source investments to suit your financial needs. This is accomplished by sourcing properties in areas that are ripe for capital growth and capable of returning a net profit – as opposed to negative gearing.

It is worth noting that experience in property investment is key. Anyone can come up with some coin and get a loan for an investment property. That’s a risk. But if you chose to use a team that are experienced in the field, your risk is reduced considerably.

Consider our team in Newcastle – our guys are super focused on producing results, not only in Newcastle but Australia wide. These guys know how to find areas that not only will grow in capital gains, but will produce a rental return worthy of any investor.

For most people, investing in property is achievable, as long as you’ve some sort of equity or cash investment can be done. However, for most people, time is an issue. How can you spend hours and hours researching when you are already busy working and looking after family, etc. etc. – this this is where our guys come into play: they can do this all for you.

If you have any inclination of investing in property, then at the least a consultation is recommended. As mentioned, our team in Newcastle can not only procure profitable investments but will structure a portfolio to see a mortgage paid off early, or an early retirement, or expansion of the investment portfolio, or a combination of the previous.

It’s really crazy that more people aren’t onto this. It’s not rocket science, it’s not some crazy scheme – it’s just some well thought out strategies and it will see you living a decent lifestyle quicker than you know it.

Imagine having someone else pay off your mortgage, no interest, no regular payments, surplus funds, etc. etc. –  our team can actually achieve that for you.

admin / March 12, 2017 / Property Investment